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UPST — Upstart Holdings, Inc.
Last scan (Nov. 5, 2026): price $23.38, RSI 48.15, relative volume 1.81x, MACD ⚪ No, score 48.02.
It's trading below its 200-day average (weak underlying trend), with an RSI of 48.15. Neither the MACD nor a range breakout gives a technical entry signal right now. Relative volume of 1.81x is somewhat above normal. The analysts' average target price implies +60.7% upside — one of the score's strongest signals.
Price chart
UPST
Price: $23.39 · RSI (14): 53.49 · Rel. volume: 0.54x · Breakout: No
- Current price: ($23.39) — solid white line — the latest available closing price.
- Target price: ($37.56) — dashed green line — average 12-month target price from analysts covering the stock.
- Quarter low: ($20.59) — dotted orange line — the lowest price over the last ~3 months, as a recent support reference.
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What analysts say
UPST
Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance,…
- Buy 8
- Hold 7
- Sell 1
Average target price: $37.56 (+60.7% vs. current price) · range $18.0 – $61.0
Healthy Moderate Attention No data
Total market value of the company (price × shares outstanding).
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P/E (trailing): compares the stock's price with its earnings per share over the last 12 months — how many times that earning is being paid for.
High: the market is paying a premium, usually because it expects strong growth. If the company doesn't deliver, the price could correct sharply.
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P/E (forward): same as P/E, but using analysts' estimated earnings per share for the next year.
Same as P/E, using estimated future earnings.
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PEG: the P/E divided by the expected earnings growth rate — relates how expensive the stock is to how fast it's expected to grow.
Not enough data (requires future growth estimates).
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Debt/Equity: how much debt the company carries per dollar of shareholder equity — measures how leveraged the balance sheet is.
High leverage: more risk if the cost of debt rises or cash flow drops.
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Net margin: what percentage of each dollar of revenue ends up as net profit, after all costs.
Low margin: the business has little cushion if costs rise.
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Dividend: what percentage of the stock's price is paid out in cash to shareholders each year.
Doesn't pay dividends: reinvests earnings into growth instead of distributing them.
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Beta: how volatile the stock is compared to the overall market (S&P 500 = 1.0).
Not enough data.
General reference ranges, do not vary by sector. Third-party data; may be incomplete. Not investment advice.
💰 Financial Statements (last 3 quarters)
💰 Financial Statements (last 3 quarters)
What this chart shows
- Japanese candlesticks: green when the period's close is higher than its open, red when it's lower.
- Volume: bars colored the same as the candle for that period.
- RSI (14): bottom line with reference levels at 70 (overbought) and 30 (oversold) — the same indicator the daily scanner uses.
- Dotted line on top: the high of the last 20 periods, the same reference the scanner uses to detect breakouts.
Third-party market data, for informational purposes. Not investment advice — read the disclaimer.